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India recently marked the 10th anniversary of the Unified Payments Interface (UPI), celebrating its transformation from a nascent digital payment system in 2016 to a global benchmark in digital financial infrastructure by 2026. Over the years, UPI has fundamentally reshaped India’s economy by turning it from a cash-dependent system of queues into a QR-code-driven digital ecosystem. In January 2026, India’s digital payment ecosystem reached a historic milestone by recording 21.70 billion transactions worth ?28.33 lakh crore, marking the highest monthly transaction volume and value ever achieved. What is UPI? The Unified Payments Interface is an instant real-time payment system that…
03 May, 2026
Economic data and Index
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