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  • 25 December, 2021

  • 12 Min Read

Pradhan Mantri Awaas Yojana (Rural vs Urban): Comparison

Pradhan Mantri Awaas Yojana (Rural vs Urban): Comparison

Pradhan Mantri Awaas Yojana – Gramin, 2016

The Pradhan Mantri Awas Yojana (Urban), 2015

  1. The scheme would be implemented in rural areas throughout India except for Delhi and Chandigarh.
  2. Funding:
    1. It is a Centrally Sponsored Scheme: 60:40 and 90:10.
    2. 1.2 lakh will be given in plain areas and 1.3 lakh in hilly/ difficult/ Backward areas.
  3. Objective: To provide pucca house to all who are houseless & living in dilapidated houses in rural areas by 2022.
  4. 1 crore houses in rural areas over 3 years. Unit size is 25 sq. m.
  5. The beneficiary is entitled to 90 days of unskilled labour from MGNREGA. Loan of 1.2 lakh for construction which is optional.
  6. Beneficiaries: will be through SECC.
  1. Under MoHUA, in Mission mode envisions provision of Housing for All by 2022.
  2. It is a Centrally Sponsored Scheme except credit linked subsidy which is a Central Sector Scheme.
  3. Address housing requirements of urban poor including slum through
    1. Slum rehabilitation with participation of private developers using land as a resource.
    2. Promotion of Affordable Housing for weaker section through credit linked subsidy.
    3. Affordable Housing in Partnership with Public & Private sectors.
    4. Subsidy for beneficiary-led individual house construction.
  4. Beneficiaries = Urban poor including EWS, LIG, MIG slum dwellers. Slum is a compact area of >= 300 people or 60-70 households of poorly congested and unhygienic environment with inadequate infrastructure and no sanitation and drinking water facilities.

Source: PIB

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