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DAILY NEWS ANALYSIS

  • 13 October, 2025

  • 3 Min Read

All India Debt and Investment Survey (AIDIS)

The All India Debt and Investment Survey (AIDIS) and the Situation Assessment Survey (SAS) of Agricultural Households are set to be conducted from July 2026 to June 2027. These surveys are vital tools for collecting data on household finances, agricultural livelihoods, and socio-economic conditions.

All India Debt and Investment Survey (AIDIS)

About AIDIS:

  • The All India Debt and Investment Survey (AIDIS) is one of the most important surveys related to household finance in India. It provides crucial insights into household indebtedness, asset ownership, and the economic conditions of rural and urban households.

  • Origins: The survey's origins trace back to the All India Rural Credit Survey conducted in 1951-52. It was later expanded in 1961-62 to include both debt and investment and has been conducted roughly once every decade.

Significance of AIDIS:

  • AIDIS helps policymakers and institutions, such as the Reserve Bank of India (RBI), Ministry of Statistics and Programme Implementation (MoSPI), and others, to shape national policies.

  • It provides valuable information about credit markets, inequality in asset distribution, and household financial conditions.

  • The findings from the survey are used to assess national accounts and formulate policies to address financial inclusion, improve access to credit, and reduce economic inequality.

Recent Survey (77th Round in 2019):

  • The 77th Round of AIDIS was conducted in 2019 at the request of the RBI to gather data on household indebtedness and asset ownership.

Situation Assessment Survey (SAS) of Agricultural Households

About SAS:

  • The SAS was first launched in 2003 to assess the economic conditions of agricultural households, and it has been continuously strengthened with each round.

  • In 2013, the survey was expanded to cover all agricultural households and included data related to income, expenditure, indebtedness, and access to credit.

  • The 2019 round made further enhancements to provide a more comprehensive view of the economic situation of farmers.

Survey Focus:
The SAS assesses several key aspects of agricultural households:

  • Household Income and Expenditure: Tracks the economic inflows and outflows for farming families.

  • Indebtedness and Access to Credit: Examines the level of debt among agricultural households and their access to financial resources.

  • Land and Livestock Ownership: Provides data on ownership patterns and the condition of agricultural assets.

  • Crop and Livestock Production: Examines the types of crops and livestock produced and the resources used.

  • Technology Adoption: Measures the extent to which modern farming technologies and practices are being adopted by farmers.

  • Access to Government Schemes and Crop Insurance: Evaluates the participation of farmers in government welfare schemes and their usage of crop insurance programs.

Significance of SAS:

  • The data from the SAS is crucial for policy-making in the field of agriculture and rural development.

  • It is utilized by Ministry of Agriculture and Farmers Welfare, NITI Aayog, researchers, and financial institutions to formulate policies, implement programs, and allocate resources for agriculture and rural development.

Upcoming Survey Timeline:

Both AIDIS and SAS will be conducted between July 2026 and June 2027, providing a comprehensive dataset on household finance and agricultural conditions to guide future policy-making.


Source: THE HINDU


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