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DAILY NEWS ANALYSIS

  • 01 August, 2021

  • 12 Min Read

e-RUPI app launched as a digital payment solution

e-RUPI app launched as a digital payment solution

  • e-RUPI is a cashless and contactless instrument for digital payment.
  • It is a QR code or SMS string-based e-Voucher, which is delivered to the mobile of the beneficiaries.
  • The users of this seamless one-time payment mechanism will be able to redeem the voucher without a card, digital payments app or internet banking access, at the service provider.
  • It has been developed by National Payments Corporation of India on its UPI platform, in collaboration with the Department of Financial Services, Ministry of Health & Family Welfare and National Health Authority.
  • e-RUPI connects the sponsors of the services with the beneficiaries and service providers in a digital manner without any physical interface.
  • It also ensures that the payment to the service provider is made only after the transaction is completed.
  • Being pre-paid in nature, it assures timely payment to the service provider without involvement of any intermediary.
  • It is expected to be a revolutionary initiative in the direction of ensuring a leak-proof delivery of welfare services.
  • It can also be used for delivering services under schemes meant for providing drugs and nutritional support under Mother and Child welfare schemes, TB eradication programmes, drugs & diagnostics under schemes like Ayushman Bharat Pradhan Mantri Jan Arogya Yojana, fertilizer subsidies etc.
  • Even the private sector can leverage these digital vouchers as part of their employee welfare and corporate social responsibility programmes.

Source: PIB


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